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Rates Worth Watching

CelebRATE our 75th Anniversary with this great rate on a 12 month CD

For a limited time only we are offering a special CD rate of 1.75% APY1 on a 12 month Share Certificate of Deposit. Minimum deposit of $10,000. This certificate will not automatically renew. See footnote 1 below or call (217) 893-8201 for more information. Offer may be withdrawn at anytime so call today.

A look at just some of our current rates. 

Share Certificate rates

Term

Minimum

APY1

180 days

$2500

0.500%

6 months

$500

0.400%

12 months

$500

0.650%

24 months

$500

1.100%

36 months

$500

1.300%

60 months

$500

3.000%

 

Image of arrow pointing upRates are up!  We are currently offering 1.85% APY1 on a 36 month share certificate  with a minimum deposit of $5,000. For a limited time get 1.500% APY1 on a 24 month share certificate  with a minimum deposit of $5,000. Or choose a 12 month certificate with a $5,000 minimum deposit and receive 1.000% APY1

money Account

This money market account offers access to your funds, yet at the same time gives you a rate near our CDs.  Current APY is .350% with a minimum balance of $5,000, and for balances over $25,000 the APY is .500%.1

Car Loans

Our car loan interest rates are so low, we even charge the same rate on late model used cars as we do on the new ones! Our auto loan rates are as low as:

Model Year Maximum Term APR Sample Payment
2013 & Newer 60 months 2.79%3 $17.882
2008 - 2012 48 months 5.24%3 $23.142
2002 - 2007 36 months 8.49%3 $31.572

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Credit Cards

Our Visa credit cards offer low rates and fees.  To find out more contact the credit union.

  

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Share Account Rates

The current rate for our standard share accounts as declared for December 31, 2107 is .10% APY.  These dividends are declared quarterly. 

 

Footnotes

  1. APY means Annual Percentage Yield.  There may be a considerable penalty for early withdrawal of certificates. Rates accurate as of August 20, 2018
  2. Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated in the table. Rates accurate as of August 20, 2018.
  3. These interest rates include a % discount for direct payment. Persons who have had credit problems may be charged a higher interest rate. See staff for details. Rates accurate as of August 20, 2018.

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