The Credit Union Difference

It all comes back to you – the owner.

Credit Unions are a different type of financial institution because, unlike banks, they are cooperatives. That means when you open an account, you also become a part owner and get extra benefits because of it. We also have a volunteer board of directors that’s made up of members who help us make decisions for our future.

The credit union’s purpose is to benefit the owners, or as we call them, members. That means offering the best possible products and services to fit your needs. Additionally, we aren’t trying to make a profit off your business. That means you’ll get fair rates, fewer fees, and great service.

Debunking 3 Common Credit Union Myths

1. Myth: You have to be part of a specific group or be an employee of a particular company to open an account.
Fact: Credit Unions are not exclusive clubs, we want you to join! Each credit union has something that ties the membership together as a community of people. For Community Plus, anyone who lives, works, worships, or attends school in Champaign, Ford or Piatt county can open an account.

2. Myth: Accessing my money with the credit union is hard.

Fact: We have lots of options to make it convenient to use your money wherever, and whenever, you want. Our Online banking and mobile app are perfect for banking on the go. We are part of the Co-Op ATM network, making it easy to withdraw cash at thousands of surcharge-free ATMs nationwide. With a VISA debit card or credit card, you can make purchases around the globe. Talk to us about your specific banking needs and we can discuss your best options for managing your money.

3. Myth: Community Plus is too small to have everything a bank does.

Fact: We are small enough to give you the local, personal service you’re looking for; we are big enough to serve all of your personal banking needs. We invest in technology like our mobile app to make remote banking easy, at the same time that we invest in our in-branch service to make your experience exceptional. You’ll get the best of small-banking service and bigger-banking products.