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Rates Worth Watching

 

A look at just some of our current rates.

Share Certificates & IRA Certificates
Effective Date: Tuesday, January 21st, 2025
TermMinimumAPY1MinimumAPY1
180 day $2,500 2.35    
6 months $500 1.50    
12 months $500 1.00 $5,000 2.50%
24 months $500 2.25 $5,000 2.75%
36 months $500 2.60 $5,000 3.15%
60 months $500 3.25    

Car Loans
Effective Date: Tuesday, January 21st, 2025
Model YearMaximum TermAPR3Sample Payment2
2020 & Newer 60 months 4.49% $19.09
2015-2019 60 months 6.49% $19.76
2006 - 2014 48 months 8.49% $31.57

Motorcycle & Lifestyle Loans (ATV, boat, trailers, campers and more fun stuff!)
Effective Date: Tuesday, January 21st, 2025
Model YearMaximum TermAPR3Sample Payment2
2020 and Newer 60 months 4.99% $19.30
2015-2019 48 months 6.99% $24.19
2014 & Older 36 months 9.25% $31.93

Personal Loans
Effective Date: Tuesday, January 21st, 2025
TermAPR (as low as)Sample Payment
60 Months 11.75% $46.98

Money Market Account

Money Market Accounts
Effective Date: Tuesday, January 21st, 2025
TypeAPY
Below $10,000 0.50%
$10,000-$24,999 Call for current special
$25,000+ Call for current special

Credit Cards

Our Visa credit cards offer low rates and fees.  To find out more contact the credit union.

Share Account Rates

The current rate for our standard share accounts as declared for December 31, 2024 is 0.05 % APY.  These dividends are declared quarterly.     

Footnotes

1APY means Annual Percentage Yield.  There may be a considerable penalty for early withdrawal of certificates. Rates accurate as of December 20, 2024.
2Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated in the table. Rates accurate as of December 20, 2024.

3Persons who have had credit problems may be charged a higher interest rate. See staff for details. Rates accurate as of December 20, 2024