New X 2 Checking Account Program

Are you ready for a fresh start in checking?

Have you been denied a checking account due to negative information on your Chex Systems record? We offer a safe, affordable path forward to give you a fresh start.

No surprise charges

There are no hidden fees or minimum balances. Your opening deposit is $50, but there is no minimum balance after that. The monthly maintenance fee is only $5.

Just like our regular checking account there are no fees for a debit card, mobile banking app, or bill pay.

Easy to get started

Enrollment in the New X 2 Program requires your participation in a Checking Account Management class. Classes are scheduled for Saturday mornings, but one-on-one classes cane be scheduled at any time during regular business hours. There is a small fee when you schedule the class, but it’s refunded upon completion.

To schedule a class complete this form or call Erica at (217) 893-8201.

Request More Information